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Most Asked Paytm Interview Questions and Answers – For Freshers & Experienced

Paytm is a payment application meant for online financial transactions and much more. It was founded by Vijay Shekhar Sharma in 2010. This digital tool has evolved over the last few years, dispensing various banking and allied facilities. The platform caters to the current need for smart and cashless transactions. 

Over the years, Paytm has developed partnerships with numerous banks and financial institutions nationwide to refine the customer experience. It has diversified its customer experience by launching its online shopping platform, Paytm Mall. 

The expanded range of commercial and banking services offered by this platform includes online banking transactions, credit or debit card payments, insurance services, and shopping. Hence you will need the right preparation to ace the interview at a platform like Paytm. For your convenience, we have curated an all-inclusive blog to enhance your Paytm interview experience.  

Most Important Questions in Paytm Interview

The interview in Paytm depends on the specific role you are applying for. Depending on the job description, the questions may range from fresher to experienced. Read ahead to know the most important Paytm interview questions and their answers.

  • Personalised questions – These are the most important and obvious questions interviewers ask of every applicant. It includes questions on your abilities, skills, qualifications, background, and experience. 

For example –

   1. Why do you wish to work with us?
   2. What are you expecting from our organisation?

  • Technical questions – Being an e-commerce platform, Paytm interviews include many technical questions on coding, banking, and programming languages. 

For example –

    1. Paytm Android interview questions

  • What are the languages that are necessary to build Android?
  • What is a service and an activity in Android? Differentiate between the two.
  • Explain some features of Android architecture?
  • What do you understand by Android Debug Bridge?
  • Describe sensors in Android.

   2. Paytm Java interview questions

  • What are the features which make Java an effective programming language?
  • How is Heap and Stack memory different?
  • Explain data encapsulation?
  • Tell us something about constructor overloading.
  • What do you understand by copy constructor in Java?      

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Frequently Asked Paytm Interview Questions and Answers for Freshers

For freshers, Paytm focuses on accessing the candidate’s motivation and basic skills. Freshers can also expect questions from the internships done and projects handled during such internships. To enhance your Paytm front-end interview experience, a good understanding of the latest developments in front-ended frameworks and libraries is important.

The most common Paytm interview questions and answers for freshers are given here:

1. What are the products and services of Paytm?

Paytm offers a wide range of products and services. It includes bill payment, mobile recharge, fund transfer, online shopping, loan payments, digital wallet, etc. 

2. What do you understand about web applications?

A web application can be described as a software application stored on a remote server. With the help of a web browser and the internet, a web application can be accessed and used to exchange information worldwide and provide various other services.

3. What is explicit code?

It is the code written clearly without any ambiguity. It avoids the usage of complex codes that are prone to errors. It uses clear and descriptive functions and variable names, explicitly explaining the code’s purpose to other developers.

4. What is automation testing?

It is the process that uses software to automate the execution of a test to check if all system or application requirements are met before releasing it to production. It is more efficient than manual testing and can quickly identify bugs and other issues. 

5. What do you understand by marshalling?

Marshalling is changing a memory representation of an object into another format that can be saved or transferred to other software applications. This process converts an object into a sequential form allowing faraway objects to communicate.

6. Explain schedulers. What are the various types of schedulers?

Schedulers are system software that helps in scheduling and tracking computer-based tasks. The function of schedulers is to check which process should be carried out from the queue. The various types of schedulers are short-term, medium-term and long-term schedulers.

7. What do you understand by the SOLID principle?

SOLID is a set of five design principles software engineers and developers use: Single Responsibility, Open-Closed, Liskov Substitution, Interface Segregation, and Dependency Inversion.

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Most Asked Paytm Interview Questions and Answers for Experienced

The interviewers will most likely increase the difficulty of the questions when interviewing a candidate with previous work experience compared to a fresher. Thus, you must prepare yourself accordingly. Here are a few technical questions that an experienced candidate might be asked. 

1. What are the callback functions in JavaScript? Explain with an example.

In Javascript, callback is a function executed after the parent function. This function is called inside a parent function to complete an operation or a routine. 

For example:

function sum(a, b) {

  console.log(a + b);

}

function operation(val1, val2, callback) {

  callback(val1, val2);

}

operation(5, 5, sum);

For the above function, the output will be 10

2. What are macros in C++? Explain with an example.

In C++, macros are preprocessor directives replaced by the macro value during compilation. Whenever a compiler detects a macro, it replaces the name with the definition of the macro. Macros can be defined by using the #define directive.

For example:

#include <iostream>

using namespace std;

// Here is the definition of macro.

#define AREA(l, b) ((l) * (b))

int main() {

    // The given lengths are l1 and l2.

    int l1 = 20, l2 = 2, area;

    // Here, finding the area using the macro.

    area = AREA(l1, l2);

    cout << "Area of the rectangle is: " << area;

    return 0;

}

The output of the above code will be:

The area of the rectangle is: 60

3. What are namespaces in Python?

Namespaces are a functional process to manage names in a large project. It ensures that the names are unique. Python employs dictionaries to manage namespace and keep a name to object mapping. There are four types of namespace in Python, and are given below:

  • Local namespaces
  • Enclosing namespaces
  • Global namespaces
  • Built-in namespaces

4. Mention some features of Hadoop.

Some of the features of Hadoop are:

  • Cluster with high scalability– Using Hadoop, a large volume of data is split into multiple clusters, which can be processed parallelly. The number of such computer nodes can be increased or decreased per business needs.
  • Open source and cost-effective– It is open-sourced and free. Hadoop can be modified and used by anyone as per their business needs.
  • Flexible– Hadoop can handle any set of data. It can be used for fraud detection, log processing, and data warehousing to process large amounts of data in a short time.

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Interview Process in Paytm

Paytm generally conducts interviews in three rounds which can change depending on the job description. But, the interview process can be broadly divided into five steps.

  • Initial screening
  • Behaviour-based screening
  • Case study round
  • Alignment with company goals
  • Joining formalities and onboarding

Each round of the interview process is explained below in the next section.

Paytm Interview Rounds

The interview rounds comprising the Paytm hiring process are as follows:

  • Initial screening– In this step, the job applications are reviewed and shortlisted. The shortlisted candidates are then invited for a technical interview. You may be asked to do an assignment during the technical interview, including MCQ questions. Here your problem-solving ability and technical knowledge are evaluated.
  • Behaviour-based screening– After this round, there is a behavioural interview to check the communication skills to fit company values. If you are applying for a managerial position, you may also be interviewed by team leaders or hiring managers to assess your leadership skills and align you with the team. 
  • Case study round– This round will give a situation based on Paytm’s products, services, or business operations. You will be evaluated based on your approach towards the problem and its possible solution.
  • Alignment with company goals– In this round, you will have to convey to the interviewers that you will be an asset to the organisation and discuss your individual objectives parallel to the organisation’s objectives.
  • Joining formalities and onboardingThe final rounds often consist of an HR interview to discuss salary expectations and other formalities. This is then followed by accepting the offer and onboarding.

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Tips To Prepare for Paytm Interview Questions

To begin the preparation, you must start with a positive and problem-solving attitude. This will help you to quickly get in tune with your preparation journey and make you stand out from the other applicants. Here are a few more essential tips that every determined applicant should remember before appearing for the interview.

  • Learn about the organisation’s structure, performance, mission, and vision. Do thorough research on the company and choose what role motivates you to join the organisation and research about it.
  • Understand your role and the skills and attitude necessary to ace the job. Recognise your natural talents and evaluate how they will add to your acquired job skill set.
  • Prepare how you will communicate your abilities, skills, and achievements with the interviewer ahead. Keep a clear mental picture of yourself and what value you will add to the firm.
  • Understand what the interviewer expects from you and curate your personalised answers accordingly. Focus on designing interesting and unique answers for the most obvious and boring questions, as it will make you stand out in the crowd.
  • Never hesitate to display leadership and teamwork spirit. Give structured and to-the-point answers for technical questions while opting for creative answers for personalised questions.

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Conclusion

To succeed in a Paytm interview, thoroughly practising coding problems and technical concepts is necessary. They will test your analytical skills. It is also important that you put forward your skills to the recruiter that are relevant to the job.

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FAQ

Is the Paytm interview difficult?

The Paytm interview experience depends upon your level of preparation. The questions range from easy to medium, and you should be familiar with C++, Java, Python, object-oriented programming (OOPs) concepts, algorithms, database management systems, operating systems, networking, and other concepts.

What questions are asked in the Paytm sales interview?

Some questions asked in the Paytm sales interview include: Do you agree to stop by the merchant physically in the market? What personal skills do you believe will make you a good sales personnel? What is your motivation to work as a sales personnel?

How to prepare for a Paytm data engineer interview?

Paytm data engineer interview questions are mostly from Python, Spark, HBase, and SCALA. Ensure you have in-depth knowledge of at least two technologies or programming languages mentioned.

What is the salary of a front-end developer in Paytm?

The average salary of a front-end developer in Paytm ranges between Rs. 7 lakhs to Rs. 16 lakhs per annum.

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